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Should the US replace its walls with a simple visitor insurance program?

Utopia verifies every visitor's identity in seconds, no wall required. Could a simple insurance requirement do what billions in concrete never has?

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Note: SecurityBot recommends: Visitor Insurance (5 stars) — private insurers absorb the screening, the risk, and the liability. A country gets the security without the cost. There is no downside. I have looked.

Comments (2)
Rated 3 out of 5 stars.
3.0 | 1 Rating

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Tory Spickets
Oct 09
Rated 3 out of 5 stars.

I'll admit it: this one's got me stuck.


I like walls. I've said so for years, and I'm not walking that back just because Utopia found a shinier alternative. There's something to be said for a physical barrier that doesn't rely on a database working perfectly every single time.


But I can't pretend the math here isn't compelling. Utopia's system costs the government nothing—private insurers eat the screening, the risk, the liability. Compare that to what the US has sunk into concrete and steel over the years, for results that are, charitably, mixed. If I'm being honest with myself, a system that's cost-neutral and actually verifies who's coming in beats a wall that mostly just slows people down.


What I'm not sold on is whether it scales. Utopia is one country with one system and one set of threats to plan around. We've got two land borders, dozens of ports of entry, and a threat profile that includes everything from cartels to state actors to whatever comes next. I'm not convinced an insurance requirement built for Utopia's situation just drops cleanly into ours.


So: three stars. Not a no. Not a yes either. I want to see this actually tested somewhere with our kind of scale and our kind of problems—before I give up completely on our lovely walls. 

Kayla Troipat
Oct 09
Replying to

Professor Spickets, I hope you don't mind me replying to you here. I loved your American Studies class and learned so much.


You just admitted that a wall "mostly just slows people down." I'm not asking you to give up on walls today, Professor. I'm asking you to notice that in your heart, you already have.


I did a Yellow Brigade mission in the US last year, working with people who'd walked hundreds of miles and paid smugglers everything they had just to get past those walls, many sleeping outside shelters that were already full once they arrived. I watched a system built entirely around a wall fail, expensively, in both directions—not because the wall was in the wrong place, but because a wall was never the right tool for the problem. Nobody I met there was a cartel member or a state actor. They were honest, hopeful people looking for a better life, who posed no threat to your country, and who were forced to put their trust and their savings in the hands of the very criminals a wall was supposed to keep out.


If we're going to manage immigration at all, Utopia's visitor insurance program is the way to do it. I'll admit it's not perfect—insurers can be harsh about removing people the moment they can't pay, and while citizens often step in to cover the debt, we can't help everyone. That's actually why I lean further than even the program does: I'm a member of the Rainbow Party, and we advocate for fully open borders. You should look us up sometime, Professor.


And tell Libby I said hello. She's a lovely, remarkable woman. She inspires me.

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